RURAL HEALTH INSURANCE
Problem
According to the World Health Organisation, 30% of the households in Africa borrow money to pay for healthcare. 15 million people into extreme poverty every single year.An estimated 1.6 million people die due to lack of access to affordable health services.
Majority of the people in Africa belong to at least one group. These are affinity groups (women, savings, investments, burial, work associations, teachers, farmers, etc).
The premiums are affordable for the rural. The daily average wage in the rural locations is $2. People save $2 every month and this is enough to afford health cover for an average family of 4 at USD 6 per individual. This covers all acute diseases up to a maximum limit of (~USD 570). Beneficiaries pay Co-payments of only 1 dollar for each clinic visit. There are reasonable co-payments for surgeries and procedures.
The entire community-based health scheme life cycle integrated in one package
Hospitals
Manage your health facility with Stre@mline EMR: An integrated Electronic Medical Records platform
Groups
Pool funds together for your healthcare using Stre@mline community mobile application
Schemes
Manage your scheme members, premiums, claims and generate numerous reports